The 2026 Homeowner’s Checklist: Small Tasks to Protect Your Big Investment

The start of a New Year is a time for fresh starts and big resolutions. While most of us focus on our health or our hobbies, January is also the perfect time to check in on the health of your largest financial asset: your home.

Maintenance isn’t just about fixing things when they break; it’s about value preservation. By spending a few hours this month on a "home physical," you can prevent minor issues from turning into expensive structural repairs down the road.

Here is your essential homeowner’s checklist to kick off 2026:

1. The "Up-and-Down" Check

Start where most homeowners rarely go—the attic and the crawlspace (or basement).

• In the Attic: Look for signs of moisture or water leaks. These can be signs of improper ventilation or a problem with the roof covering.

• In the Crawlspace: Check for new cracks in the foundation or damp spots on the floor. These can be signs of foundation problems are improper water drainage around the foundation.

2. Safeguard Your Air Quality

Since we spend a significant amount of time in our homes, your home’s respiratory system needs to be at its best.

• Filter Swap: Replace your HVAC filter. A clogged filter makes your furnace work harder, shortening its lifespan and increasing your energy bills.

• Sensor Test: Ensure your Carbon Monoxide (CO) detectors are functioning. With the heat running full-time, this is a non-negotiable safety step.

3. Conduct a "Digital Inventory"

For insurance purposes, take 10 minutes to walk through every room of your home while filming a video on your smartphone. Open closets and drawers. If a disaster—like a pipe burst or a fire—ever occurs, having this time-stamped record from the start of the year will make the claims process significantly easier.

4. Inspect the Perimeter

On a clear and dry day, walk the exterior. Look for disconnected gutters. Ensuring that water is directed away from your foundation is the easiest way to prevent foundation issues.

Start the Year with Peace of Mind

Sometimes, the most important issues are the ones you can't see. If you want a professional, unbiased look at your home’s current condition, a Maintenance Inspection is the best way to prioritize your 2026 home goals.

Ready to start the year with a clean bill of health for your home? Contact us today to schedule your New Year Maintenance Inspection!